Resources

Articles and materials

Practical notes for merchants who want clearer chargeback decisions and stronger evidence preparation.

Latest articles

Chargeback basics

What is a chargeback and how does the dispute process work?

A practical overview of what a chargeback is, why it happens, and how the response process usually moves.

5 min readRead article
Merchant operations

Chargeback vs refund: what merchants need to understand

A practical comparison of refunds and chargebacks, and why merchants should treat them as different workflows.

4 min readRead article
Shopify chargebacks

Shopify Chargeback: Why Was Money Deducted Before I Submitted Evidence?

Why Shopify merchants may see funds deducted before submitting dispute evidence, and what to review before deciding whether to respond.

5 min readRead article
Dispute evidence

What Evidence Helps Merchants Fight an Unauthorized Transaction Dispute?

Understand what types of merchant-side records may help when reviewing an unauthorized transaction dispute.

5 min readRead article
Representment basics

Chargeback Representment: What Should Merchants Include?

A merchant-friendly overview of what a chargeback representment response generally needs to communicate.

5 min readRead article
Dispute evidence

Product Not Received Dispute: What Proof Should Merchants Prepare?

What merchants should review when a customer claims a product or service was not received.

5 min readRead article
Subscription disputes

Subscription Chargeback: What to Do When a Customer Used the Service but Disputes the Payment?

A practical overview for merchants handling subscription disputes where the customer used the service but later disputed the payment.

5 min readRead article
Case review

High-Value Order Chargeback: How Merchants Should Decide Whether to Fight

How merchants can think about high-value order chargebacks before deciding whether to respond.

5 min readRead article

SmartChargeback

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